Security Financial Bank

Personal Services

Checking: Easy Rewards | Goodtimes | Simply Free | Just 4 Teens

Loans: Home Equity | Mortgage | Vehicle/Boat/RV | Personal/Installment | Credit Cards

Checking Accounts at Security Financial Bank

Easy Rewards Checking...for Banking that Pays

earn interest on collected balances up to $5000 AND...
earn 10¢ cash back for every debit card purchase when you satisfy easy requirements¹

your free Platinum MasterCard debit card³
access to over 18,000 no-surcharge ATMs⁴
free Online Banking, Billpay and 24-Hour Telephone Banking
overdraft protection options
free e-statements (required)

Goodtimes Checking... for Everyone 50 or Better!

earn our competitive rate on all balances
earn 1/4% APY* more on balances up to $10,000 when you receive e-statements, or
earn the current 12 month tier one CD rate on balances up to $25,000 when you satisfy easy requirements²

your free Platinum MasterCard debit card³
access to over 18,000 no-surcharge ATMs⁴
free Online Banking, Billpay, e-statements, and 24-Hour Telephone Banking
overdraft protection options

Simply Free Checking... Good and Basic

does not earn interest
free Platinum MasterCard debit card³
access to over 18,000 no-surcharge ATMs⁴
free Online Banking, Billpay, e-statements and 24-Hour Telephone Banking
overdraft protection options

Just 4 Teens Checking... For a Smart Start

unlimited check writing
earns interest
free Platinum MasterCard debit card³
access to over 18,000 no-surcharge ATMs⁴
free Online Banking, Billpay, e-statements and 24-Hour Telephone Banking
One Overdraft Per Student (OOPS) without charge

The Fine and Dandy Print Regrding Checking

¹Easy Rewards Checking requirements during the statement cycle for earning interest and cash back:
      (a) have at least one direct deposit or ACH debit
      (b) use your debit card to make at least 15 purchases⁵
      (c) maintain a minimum balance of $295

²Goodtimes Checking requirements during the statement cycle for earning special interest rates:
      (a) receive e-statements
      (b) have at least one direct deposit or ACH debit
      (c) use your debit card to make at least 5 purchases⁶
      (d) maintain an average checking balance of at least $5,000

³subject to approval

⁴Money Pass Network

⁵Purchases must post within the statement cycle and must exceed $300 in total; maximum of $5 cash back per cycle

⁶Purchases must post within the statement cycle

*Annual Percentage Yield

Savings at Security Financial Bank

Certificates of Deposit

available in terms up to 5 years
minimum balance $1,000
tiered-rate interest, compounded monthly

no penalty on withdrawals in the event of:

Security Savings

a basic savings account
minimum balance of $100 ($3 monthly charge if below)
interest compounded monthly
up to 6 withdrawals monthly ($1 charge per withdrawal over 6)
standard NSF and overdraft fees apply if overdrawn

Just for Kids Savings

for children under age 13
pays 4% on the first $500 (4.07% APY*)
minimum balance of $10 ($1 monthly charge if below)
interest compounded monthly
1 withdrawal allowed monthly ($1 charge per withdrawal over 1)

Just for Teens Savings

for youth aged 13 - 19
pays 4% on the first $1000 (4.07% APY*)
minimum balance of $10 ($1 monthly charge if below)
interest compounded monthly
1 withdrawal allowed monthly ($1 charge per withdrawal over 1)

Investors Account

minimum balance $5,000 ($10 monthly charge if below)
tiered-rate interest, compounded monthly

withdrawals limited to 6 per statement cycle ($10 charge for additional withdrawals)
free Platinum MasterCard debit card, subject to approval
standard NSF and overdraft fees apply if overdrawn

CDARS® (Certificate of Deposit Account Registry Service®)

the easiest way to enjoy full FDIC insurance on deposit amounts larger than $250,000
Click here for more information

IRAs (Individual Retirement and Education Savings)

Flex IRA/Flex Roth IRA
interest tiered and compounded daily

no minimum balance ($50 required to open)
regular CD products also available for retirement planning

Health Savings Account (HSA)

If you are covered by a High Deductible Health Plan (HDHP) you can use HSAs to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax free basis.
no minimum balance ($100 required to open)
interest compounded monthly
unlimited transactions and no monthly fees (annual fee and check printing charges may apply)
includes free Internet Banking, free 24-Hour Telephone Banking and free e-statements

Loans at Security Financial Bank

Home Equity Financing

special tax advantages (see your tax advisor)
loans and lines of credit available
great versatility
if you have equity in your home, there is no better way to borrow
stop in for fast, personal help!

Mortgage Financing

new purchases and refinancing
all popular loan programs available
great rates
fast, personal support from start to close
we know and appreciate our neighborhoods!

Vehicle/Boat/RV

same day service
very competitive rates and terms

Personal/Installment Loans and Notes

fast help
very competitive rates and terms

Credit Cards

Visa and MasterCard available

©2011 Security Financial Bank
Durand (715) 672-4237 • Eau Claire (715) 833-1884 • River Falls (715) 426-6600 • Toll Free (888) 254-0615

Member FDIC Department of Housing & Urban Development